What is a rate and term refinance? You may decide to refinance to accomplish a variety of goals. Rather it be to get the lowest interest rate available or to lower the term of your loan.  We have a wide variety of programs available to make sure you are put in the best mortgage for your life plan.

People most commonly use a refinance loan to:

• Convert a higher interest rate mortgage to a lower interest rate mortgage
• Convert an adjustable rate mortgage to a fixed rate.
• Consolidate a first and second mortgage into one lower-rate mortgage.
• To reduce the term of their mortgage.
• Get cash-out click here for more information on cash-out refinance

Is a refinance a smart move for you? To find out, contact us today. You’ll get an honest opinion on what’s most advantageous for you.