VA Home Loans
The VA Home Loan Program is designed to give qualified Veterans and Active Duty Military the opportunity to qualify for a mortgage to purchase a home with 0 down. The VA assumes some of the risk on the loan, which allows for for easier qualification guild lines and lower interest rates then a conventional mortgage. Another huge benefit to a VA loan is there is no PMI (private mortgage insurance).
Once a VA loan has been originated its easy to refinance. A VA Interest Rate Reduction Loan (IRRL) allows borrower to refinance either to get a lower rate, shorten term or even get cash out to consolidate debt or make home improvements. This is a true streamline process, no income documentation or appraisal is required.
Meet The Team
Anthony DeNardis Executive Officer
Matt DeNardis Senior Loan Officer
Peter Clark Senior Loan Officer
Kim Wensley Loan Officer
Jessica Haselby Senior Loan Officer